1 Million+
Families Protected
150 Billion
Life Insurance Issued
$800 Million
Premium Sold
WE GOT YOU COVERED LIFE. HEALTH. IUL
Corporate Office
1500 Park Center Drive Orlando FL 32835
Agency Owner
John Pineda | Fidelity Insurance Direct
National Producer #8641984
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Our deep network includes incredible partners across the nation, with more being added every day. Together, we’re making the process of securing individual’s health and financial wellbeing simpler, more beneficial and more human.
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+ US Virgin Islands & Puerto Rico
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Statement of Disclaimer
1 Dividends are not guaranteed. They are declared annually by each individual Insurance Carrier ’s Board of Directors. Some whole life polices do not have cash values in the first two years of the policy and don’t pay a dividend until the policy’s third year. Talk to your financial expert and refer to your individual whole life policy illustration for more information.
2 Fidelity Insurance Direct LLC, Insurance Elevated, FFL IMO for Integrity Marketing Group, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
3 An Indexed Universal Life (IUL) policy is not considered a security. Premium and death benefit types are flexible. It’s crediting rate is based on the performance of a stock index with a cap rate (i.e. 10%), a floor (i.e. 0%), and a participation rate (i.e., 100%).
4 A Fixed Universal Life Insurance (UL) policy provides a flexible premium, choice of death benefit options, and a guaranteed crediting rate (i.e. 2%). Policy growth is based on adequate funding, increasing crediting rates, and if costs of insurance is lower than expected.
5 S&P 500 Index is a market index generally considered representative of the stock market as a whole. The index focuses on the large-cap segment of the U.S. equities market. Past performance is not a guarantee of future results. Indices are unmanaged and one cannot invest directly in an index.
6 Hypothetical examples are not intended to suggest a particular course of action or represent the performance of any particular financial product or security.
7 Permanent life insurance consists of two types: whole life and universal life. Cash value grows in a participating whole life policy through dividends, which are declared annually by the company's board of directors and are not guaranteed. Cash value grows in a universal life policy through credited interest and decreased insurance costs. The cash value of both policy types benefits when the policyholder pays an amount above the required premium.
8 All whole life insurance policy guarantees are subject to the timely payment of all required premiums and the claims paying ability of the issuing insurance company. Policy loans and withdrawals affect the guarantees by reducing the policy’s death benefit and cash values.